Even good health plans have gaps: deductibles, copays, and things they simply don’t cover. Supplemental plans put cash in your pocket when life happens.

Pays a benefit directly to you on diagnosis, to cover treatment costs, travel, or just the bills that pile up when you can’t work.
Cash benefits for ER visits, fractures, and recovery after an accident, so a slip doesn’t become a financial setback.
Pays a fixed amount per day in the hospital. Pairs especially well with Medicare Advantage to cover daily copays.
Original Medicare doesn’t cover most dental, vision, or hearing. A standalone DVH plan fills that gap affordably.
Pays a benefit to cover the high costs of assisted living, nursing homes, or memory care when you need help with daily activities like bathing, dressing, or eating, protecting your retirement savings from being wiped out.
Delivers cash benefits or covers expenses for skilled nursing, physical therapy, or personal aides directly in your own home, allowing you to recover or age in place comfortably without a hefty price tag.
You’re on Medicare Advantage and want to cover daily hospital copays with hospital indemnity insurance. You have a high-deductible health plan and are looking for a cushion. Being on a fixed income means that a single medical event could be a burden. Additionally, your current plan does not include dental, vision, or hearing care, which is why you might consider dental vision hearing insurance or even cancer accident insurance for further protection.
The Benefits Bridge
Navigating Health & Life Insurance Doesn’t Have to Be Hard.
Shannon T. Smith, Independent Insurance Agent
Licensed in: FL, GA, LA, MD, MI, MO, NE, NC, OH, PA, SC, TX, VA. Don’t see your state? Let’s chat.
NPN: 20768229 | Shannon T. Smith / The Benefits Bridge is an independent insurance agent.
Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (24 hours a day / 7 days a week), or your local State Health Insurance Program (SHIP), to get information on all of your options.
The Benefits Bridge is a private insurance agency and is not affiliated with or endorsed by the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration (SSA), or any other government agency.
This is a solicitation for insurance. By submitting information on this site, you agree a licensed agent (Shannon T. Smith) may contact you by phone, email, or text.
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